Many of my friends are having hard time during these days. They do not know what to do with the increasing prices of commodities, just like me of course. Some that has structured settlement annuities are lucky since when they opt to sell it, they can get cash to pay several obligations.

What is structured settlement by the way? It is a form of future payments. Thus, it is considered an asset that generates funds in installments spread over a period of time. From the word “asset” it simplifies that it has a value that can be sold.

So, from that on when my friends realize this, they sold it to get better liquidity. Some of them were able to pay tuition fees of their children and other obligations that are due. But for those that doesn’t have any difficulty at all sold their structured settlement annuity to generate an amount to start a business. These people are lucky enough to have other option instead of just paying obligations.

As for me who doesn’t have assets like this to sell, learned to be patient with the situation and to spend less than before. But you can’t take the fact that I envied some of them. Good thing my children send and gives me money to make both ends meet.

Stuck on Food For stuck on food on a casserole dish, try adding 2 tablespoons of baking soda and boiling water to cover the stuck on food. Let sit for a while. The dish will be much easier to clean.

Coffee Stains To remove a coffee stain from fabric or a rug, try one of these methods: Dip a white cloth into a beaten egg yolk and rub the yolk into the stain. Then rinse with clear water. Work denatured alcohol into the stain, then rinse with water. Apply a solution of 1/2 teaspoon mild detergent in a pint of water. Blot with a white towel. If the stain remains, apply a 50-50 solution of water and white vinegar and blot.

Glassware Use the bartender’s method for speedy stemware washing. Holding the base, pump the glass vigorously in very hot sudsy water, then quickly put it in hot clear water (cooler water may shatter it) Dry upside down on a cotton towel. For extra-shiny, streakless glasses, add a little vinegar or borax to the final rinse water. If glasses have hard-water stains, rub them with a scouring pad dipped in vinegar. Never use hot water, harsh soaps, ammonia or washing soda on silver or gold-rimmed glasses. A well-lathered shaving brush cleans deeply etched or hobnailed glass especially well. If eggs have dried on your patterned glass tableware, rub off the residue with a slice of lemon.