Sperm count. The semen is checked for sperm count, motility and morphology. For total count, there should be 20 million sperm per milliliter. If sperm motility or movement is slow not in a straight line or both, this poses a problem. If less than 40 percent of sperm are able to move in a straight line, this is considered abnormal. Morphology refers to shape: 30 percent of the total sperm should have a tapered head and single tail.

Cervix Must be able to ensure the passage of sperm to the uterus. The condition of the cervix can be gauged with a Pap smear. Any cysts on the cervix can be removed.

Uterus Check the condition of the uterus with an ultrasound. Any cysts on the uterus can be removed.
Fallopian Tubes A hysterogram is performed to make sure fallopian tubes are not blocked. This is done by injecting dye and tracing whether there is a spillage of dye to visualize the tubes. An operation may be performed to remove any blockage. Tubal ligation reversal is also possible.

Ovaries Do your ovaries release eggs? If the problem lies in the number of eggs you release, your Ob-Gyne may just prescribe fertility drugs for you to take orally. The most common is Clomid, or clomiphene citrate, which stimulates your ovaries to produce egg cells.

Our life is full of mystery. Even death is a mystery but it is inevitable. All of us will die in our rightful time. However, this part is not just painful; it is also a transition phase for our loved ones. The people we left behind will carry financial burden of our death or even the medical expense we incur. Good if you are prepared and have lots of money. However, if you are an ordinary person with no humongous wealth, it will be a big problem.

Insurance can save the family when we will leave the world by surprise. It can pay several expenses depending on the coverage. It can even give financial support during the transition phase when you are the one earning for the whole family.

So, when you are still young and able to get yourself term insurance quotes. Get the right amount that fits your need and see if you can insert it to your budget. But, if you think it’s rather a burden then create a budgeting plan that includes all expenses every month. Then, check if you can adjust on some items since you will a new entry. Well, I bet a little sacrifice today will give financial stability when it is really needed.