Are you wondering what some painless, even brainless ways to save? These little things can add up your knowledge in little ways.

• Have a No Spend day. Does that mean you won’t spend single money? Of course not! But by labelling your day No Spend or Spend Less, you’ll tend to watch yourself and your wallet.
• Change your mind. Just before you’re going to make a purchase, put it back (or empty your “shopping cart”). Invite a friend to have a drink at your house instead of going out. Notice that small acts of restraint feel good, without sliding into deprivation.
• Write down a few sources of spending temptation: a certain catalog, a store, and a friend, an email about sample sales and weed them out of your life. Toss the catalogs, walk or drive past the store (or take a different route), avoid the spendy friend, unsubscribe to any and all email updates on sale products.

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