I thank God that today is payday. I really don’t have enough money for our groceries and two of my kids don’t have provision for two weeks. Most of the time to make both ends, my husband will make payday loans especially when all our kids are still students. I used to have five kids in school. But two of them already graduated from college. I am so blessed because both of them are giving money every month. Of course, I don’t ask for it. They lend it to us heartily.

Last month, we thought we won’t be able to send my third child to college because my husband lost his regular job due to recession. College fees are soaring and we don’t know where to get the money. I am so thankful my eldest daughter takes the move to apply for a payday loan. She was able to get great interest rate and repayment terms.

Paying my third child’s tuition is not part of my eldest budget. But, she takes care of it until now. I am so thankful that my kid grows responsible and kind to all her siblings. Well, all of them grow loving and take care of each other all the time. I hope that their treatment to each other won’t change until they grow old.

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