It’s been a week since my daughter left the country. She is trying her luck in a foreign place together with her hubby. I don’t like the idea much, but there’s little I can do about it. They are old enough to live their own life and make decisions for the betterment of their future family. But, if I only have a way to keep them nearby, I would definitely stop them. For now, the only way I can do is to show my support and trust them.

Speaking of support, I found a site that offers a number of jobs including the Technical Recruiter Consultant Jobs. I wanted to tell it to her directly, but can’t find the right timing since she is currently offline. So, I just left a message with the details. I just hope I don’t sound too pushy because I just want to help her.

I came to visit the school of my youngest yesterday. Well, I noticed that they are still using traditional methods of teaching kids, despite knowing the fact that these kids grow in computer era. When I say traditional, I mean teachers are using paper visuals. But, I’m pretty sure they are using other medium to teach the kids if they have options.

Actually, students these days enjoy seeing, hearing and interacting with technology rather than simply reading a textbook or listening to a lecture. Having epson projectors can be a great help for any school and can offer many benefits. Teachers will be able to display educational PowerPoint presentations, videos and information directly from the Internet by using LCD projectors as well. Or it can enlarge the lessons in crowded classrooms in areas such as science, art or technology. But, it can benefit the entire school as well. The LCD projectors can be used within the school auditorium during entertainment activities school and community wide. Movies or even graduation celebrations can be broadcast in larger size. With all that being said, I guess it is better to use this technology in schools.

Exchange that “drawdown” with “withdraw” and it can perhaps be most readily understood as the ability to withdraw money from your pension fund and leave the balance invested, so that (hopefully) it continues to grow. This ability therefore gives the pension holder an additional option on retirement: instead of using the pension for the one-off purchase of a lifetime annuity, funds can be withdrawn or drawn down for the purchase of an annuity at a later date. And the later the date, of course, the more attractive the annuity should be. It does mean, however, that you will probably need an alternative source of income in the meantime.

Clearly, this will give you a much greater degree of flexibility in the use of your pension and preserves the opportunity of a remaining pension fund that you could pass on to your children on your death (provided, of course, that the fund is still a reasonably significant amount).

If the pension fund is sufficiently large, you will be able to draw down income and continue to manage the balance of the fund, making any necessary investment decisions for yourself. In other words, it allows you to stay in control of a significant source of savings and investment.

Pension drawdown could also result in your being able to increase your income when you are older. Obviously, this will depend not only on there still being a sizeable balance in the pension fund, but also that the investments perform well. The opposite is also true, of course. If the investments do not perform well, then the fund can become seriously depleted and the income in your old age could in fact be significantly reduced. (more…)

They say it’s good to have more choices to go with, instead of just one thing that we have to stick with no matter what. However, a new study comes to show that, where options are concerned, having too many is actually detrimental to us. Having too much choice often leads to depression and feelings of uncertainty because we can’t tell anymore if we’ve made the right choice or not.

From television channels to the types of milk or fruit available in supermarkets, the sheer amount of variants is overwhelming. In fact, there are so many things to choose from that we’re torn by uncertainty and doubts as to whether we made the right choice or not, researchers say. At the same time, while we’re focusing on picking the right thing for us, we’re actually losing sight of what could be good for society, as we become increasingly selfish.

People can become paralyzed by too much variety and wracked with uncertainty and regret about whether they have made the right decision. Ultimately they can be less satisfied by the choices they have made. The study believes that the problem is that when you have too much choice, you become obsessed about what your decision will say about you. Then when you have made the choice you worry that it is wrong. Choice can also foster selfishness and a lack of empathy because it can focus people on their own preferences and on themselves at the expense of what is good for society as a whole. (more…)

My kids keep on bugging me whenever I turn on my computer. They instantly compete who will use it next even though I’m still doing something. I have to give way for the two of them to avoid conflict. They love to fight with each other especially with computer.

Hubby said it’s much better to buy another one so they will stop clashing. But, I don’t think it’s a good idea because we don’t have that much as of the moment. Plus, my hunch is telling me that my eldest will leave her laptop to us. I’ve heard she and her husband are planning to buy new laptops when they will leave the country. If that happens that is already two additional devices here. So, my younger no longer needs to fight for the right to use a computer. But, let’s just wait and see if that will happen. If not, then we’ll have to buy another device.

I seldom have a chance to enjoy long hours in front of my computer. That’s why I rarely update this blog. Why? Well, my youngest and second to the last always often want to use it to play online games. Since I’m older, I have to give in because it’s too tiring to compete with them.

I thought it would be better for me to buy one of those tablet computers. With that I can do those things I mentioned above without being interfered by my kids. Also, I have reason to keep it to myself because it’s portable. I can always opt to go to the nearest coffee shop with wifi to do my thing. Its sounds a great idea. I’d better start checking for prices in order to start saving for it.